diff --git a/src/table/settings/difficulty_settings.ini b/src/table/settings/difficulty_settings.ini
index 4e8e1044a9..358e613cef 100644
--- a/src/table/settings/difficulty_settings.ini
+++ b/src/table/settings/difficulty_settings.ini
@@ -8,7 +8,7 @@
 ; and in the savegame PATS chunk.
 
 [pre-amble]
-const std::array<std::string, GAME_DIFFICULTY_NUM> _old_diff_settings{"max_no_competitors", "competitor_start_time", "number_towns", "industry_density", "max_loan", "initial_interest", "vehicle_costs", "competitor_speed", "competitor_intelligence", "vehicle_breakdowns", "subsidy_multiplier", "construction_cost", "terrain_type", "quantity_sea_lakes", "economy", "line_reverse_mode", "disasters", "town_council_tolerance"};
+const std::array<std::string, GAME_DIFFICULTY_NUM> _old_diff_settings{"max_no_competitors", "competitor_start_time", "number_towns", "industry_density", "max_loan_percentage", "initial_interest", "vehicle_costs", "competitor_speed", "competitor_intelligence", "vehicle_breakdowns", "subsidy_multiplier", "construction_cost", "terrain_type", "quantity_sea_lakes", "economy", "line_reverse_mode", "disasters", "town_council_tolerance"};
 
 uint16_t _old_diff_custom[GAME_DIFFICULTY_NUM];
 uint8_t _old_diff_level;                                 ///< Old difficulty level from old savegames
@@ -106,15 +106,16 @@ strval   = STR_FUNDING_ONLY
 cat      = SC_BASIC
 
 [SDT_VAR]
-var      = difficulty.max_loan
+var      = difficulty.max_loan_percentage
 type     = SLE_UINT32
 from     = SLV_97
-flags    = SF_NEWGAME_ONLY | SF_SCENEDIT_TOO | SF_GUI_CURRENCY | SF_GUI_0_IS_SPECIAL
-def      = 300000
-min      = LOAN_INTERVAL
-max      = MAX_LOAN_LIMIT
-pre_cb   = [](auto &new_value) { new_value = (new_value + LOAN_INTERVAL / 2) / LOAN_INTERVAL * LOAN_INTERVAL; return true; }
-interval = LOAN_INTERVAL
+flags    = SF_NEWGAME_ONLY | SF_SCENEDIT_TOO | SF_GUI_0_IS_SPECIAL
+def      = 100
+min      = 10
+max      = 6000000
+pre_cb   = [](auto &new_value) { new_value = (new_value + 10 / 2) / 10 * 10; return true; }
+post_cb  = [](auto &new_value) { difficulity.max_loan = ((new_value/100)* 300000) * GetCurrency().rate; return true;}
+interval = 10
 str      = STR_CONFIG_SETTING_MAXIMUM_INITIAL_LOAN
 strhelp  = STR_CONFIG_SETTING_MAXIMUM_INITIAL_LOAN_HELPTEXT
 strval   = STR_CONFIG_SETTING_MAXIMUM_INITIAL_LOAN_VALUE