diff --git a/src/lang/english.txt b/src/lang/english.txt
index be42f92e57..c44810e834 100644
--- a/src/lang/english.txt
+++ b/src/lang/english.txt
@@ -1275,6 +1275,9 @@ STR_CONFIG_SETTING_HORIZONTAL_POS_RIGHT                         :Right
 
 STR_CONFIG_SETTING_SECONDS_VALUE                                :{COMMA}{NBSP}second{P 0 "" s}
 
+STR_CONFIG_SETTING_INFINITE_MONEY                               :Infinite money: {STRING2}
+STR_CONFIG_SETTING_INFINITE_MONEY_HELPTEXT                      :Allow unlimited spending and disable bankruptcy of companies
+
 STR_CONFIG_SETTING_MAXIMUM_INITIAL_LOAN                         :Maximum initial loan: {STRING2}
 STR_CONFIG_SETTING_MAXIMUM_INITIAL_LOAN_HELPTEXT                :Maximum amount a company can loan (without taking inflation into account)
 STR_CONFIG_SETTING_MAXIMUM_INITIAL_LOAN_VALUE                   :{CURRENCY_LONG}
diff --git a/src/settings_gui.cpp b/src/settings_gui.cpp
index 7e4302d990..09e83b8a15 100644
--- a/src/settings_gui.cpp
+++ b/src/settings_gui.cpp
@@ -2117,6 +2117,7 @@ static SettingsContainer &GetSettingsTree()
 
 		SettingsPage *accounting = main->Add(new SettingsPage(STR_CONFIG_SETTING_ACCOUNTING));
 		{
+			accounting->Add(new SettingEntry("difficulty.infinite_money"));
 			accounting->Add(new SettingEntry("economy.inflation"));
 			accounting->Add(new SettingEntry("difficulty.initial_interest"));
 			accounting->Add(new SettingEntry("difficulty.max_loan"));
diff --git a/src/settings_type.h b/src/settings_type.h
index e9c6a60038..8a601b28b7 100644
--- a/src/settings_type.h
+++ b/src/settings_type.h
@@ -114,6 +114,7 @@ struct DifficultySettings {
 	bool   line_reverse_mode;                ///< reversing at stations or not
 	bool   disasters;                        ///< are disasters enabled
 	byte   town_council_tolerance;           ///< minimum required town ratings to be allowed to demolish stuff
+	bool   infinite_money;                   ///< whether spending money despite negative balance is allowed
 };
 
 /** Settings relating to viewport/smallmap scrolling. */
diff --git a/src/table/settings/difficulty_settings.ini b/src/table/settings/difficulty_settings.ini
index 0c95a576c0..1dfacdb16a 100644
--- a/src/table/settings/difficulty_settings.ini
+++ b/src/table/settings/difficulty_settings.ini
@@ -294,3 +294,11 @@ min      = 0
 max      = 3
 cat      = SC_BASIC
 
+[SDT_BOOL]
+var      = difficulty.infinite_money
+def      = false
+str      = STR_CONFIG_SETTING_INFINITE_MONEY
+strhelp  = STR_CONFIG_SETTING_INFINITE_MONEY_HELPTEXT
+cat      = SC_BASIC
+post_cb  = [](auto) { SetWindowDirty(WC_STATUS_BAR, 0); }
+